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RCWs
>
Title 48
>
Chapter 48.20
Complete Chapter
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PDF
|
RCW Dispositions
Chapter
48.20
RCW
DISABILITY INSURANCE
Sections
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48.20.002
Scope of chapter.
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48.20.012
Format of disability policies.
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48.20.013
Return of policy and refund of premium
—
Notice required
—
Effect of return.
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48.20.015
Endorsements.
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48.20.022
Policies issued by domestic insurer for delivery in another state.
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48.20.025
Schedule of rates for individual health benefit plans
—
Loss ratio
—
Definitions.
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48.20.028
Calculation of premiums
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Adjusted community rating method
—
Definitions.
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48.20.029
Calculation of premiums
—
Members of a purchasing pool
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Adjusted community rating method
—
Definitions.
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48.20.032
Standard provisions required
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Substitutions
—
Captions.
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48.20.042
Standard provision No. 1
—
Entire contract; changes.
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48.20.050
Standard provision No. 2
—
Misstatement of age or sex.
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48.20.052
Standard provision No. 3
—
Time limit on certain defenses.
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48.20.062
Standard provision No. 4
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Grace period.
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48.20.072
Standard provision No. 5
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Reinstatement.
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48.20.082
Standard provision No. 6
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Notice of claim.
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48.20.092
Standard provision No. 7
—
Claim forms.
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48.20.102
Standard provision No. 8
—
Proofs of loss.
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48.20.112
Standard provision No. 9
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Time of payment of claims.
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48.20.122
Standard provision No. 10
—
Payment of claims.
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48.20.132
Standard provision No. 11
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Physical examination and autopsy.
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48.20.142
Standard provision No. 12
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Legal actions.
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48.20.152
Standard provision No. 13
—
Change of beneficiary.
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48.20.162
Optional standard provisions.
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48.20.172
Optional standard provision No. 14
—
Change of occupation.
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48.20.192
Optional standard provision No. 15
—
Other insurance in this insurer.
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48.20.202
Optional standard provision No. 16
—
Insurance with other insurers (Provision of service or expense incurred basis).
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48.20.212
Optional standard provision No. 17
—
Insurance with other insurers.
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48.20.222
Optional standard provision No. 18
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Relation of earnings to insurance.
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48.20.232
Optional standard provision No. 19
—
Unpaid premium.
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48.20.242
Optional standard provision No. 20
—
Cancellation.
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48.20.252
Optional standard provision No. 21
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Conformity with state statutes.
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48.20.262
Optional standard provision No. 22
—
Illegal occupation.
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48.20.282
Order of certain policy provisions.
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48.20.292
Third party ownership.
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48.20.302
Requirements of other jurisdictions.
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48.20.312
Age limit.
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48.20.340
"Family expense disability insurance" defined.
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48.20.350
"Franchise plan" defined.
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48.20.360
Extended disability benefit.
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48.20.380
Incontestability after reinstatement.
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48.20.385
When injury caused by intoxication or use of narcotics.
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48.20.389
Prescribed, self-administered anticancer medication.
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48.20.390
Podiatric medicine and surgery.
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48.20.391
Diabetes coverage.
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48.20.392
Prostate cancer screening.
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48.20.393
Mammograms
—
Insurance coverage.
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48.20.395
Reconstructive breast surgery.
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48.20.397
Mastectomy, lumpectomy.
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48.20.410
Optometry.
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48.20.411
Registered nurses or advanced registered nurses.
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48.20.412
Chiropractic.
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48.20.414
Psychological services.
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48.20.416
Dentistry.
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48.20.417
Dental services that are not subject to contract or provider agreement.
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48.20.418
Denturist services.
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48.20.420
Dependent child coverage
—
Continuation for incapacity.
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48.20.430
Dependent child coverage
—
From moment of birth
—
Congenital anomalies
—
Notification of birth.
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48.20.435
Option to cover dependents under age twenty-six.
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48.20.450
Standardization and simplification of terms and coverages
—
Disclosure requirements.
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48.20.460
Standardization and simplification
—
Minimum standards for benefits and coverages.
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48.20.470
Standardization and simplification
—
Outline of coverage
—
Format and contents.
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48.20.480
Standardization and simplification
—
Simplified application form
—
Coverage of loss from preexisting health condition.
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48.20.490
Continuation of coverage by former spouse and dependents.
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48.20.500
Coverage for adopted children.
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48.20.510
Cancellation of rider.
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48.20.520
Phenylketonuria.
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48.20.525
Prescriptions
—
Preapproval of individual claims
—
Subsequent rejection prohibited
—
Written record required.
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48.20.530
Nonresident pharmacies.
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48.20.550
Fixed payment insurance
—
Standard disclosure form.
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48.20.555
Fixed payment insurance
—
Benefit restrictions.
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48.20.580
Mental health services
—
Definition
—
Coverage required, when.
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48.20.900
Construction
—
Chapter applicable to state registered domestic partnerships
—
2009 c 521.
NOTES:
Approval of policy forms: RCW
48.18.100
.
Assignment of policies: RCW
48.18.360
.
Exemption of proceeds: RCW
48.18.400
.
General provisions regarding filing, approval, contents of policies, execution, applications, etc.: Chapter
48.18
RCW.
Grounds for disapproval of policy forms: RCW
48.18.110
.
Insurable interest, personal insurance, nonprofit organizations: RCW
48.18.030
.
Minimum standard conditions and terminology for disability policies, established by commissioner: RCW
48.18.120
(2).
Minor contracting for life or disability insurance: RCW
48.18.020
.
Payment to person designated in policy or by assignment discharges insurer: RCW
48.18.370
.
Rates, manuals, classifications
—
Filing: RCW
48.19.010
(2).
Refusal to renew or cancellation of disability insurance: RCW
48.18.298
,
48.18.299
.
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