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Chapter 48.21 RCW

GROUP AND BLANKET DISABILITY INSURANCE

Sections

HTMLPDF 48.21.010"Group disability insurance" defined—Issuance.
HTMLPDF 48.21.015"Group stop loss insurance" defined for the purpose of exemption—Scope of application.
HTMLPDF 48.21.020"Employees," "employer" defined.
HTMLPDF 48.21.030Health care groups.
HTMLPDF 48.21.040"Blanket disability insurance" defined.
HTMLPDF 48.21.045Health plan benefits for small employers—Coverage—Exemption from statutory requirements—Premium rates—Requirements for providing coverage for small employers—Definitions.
HTMLPDF 48.21.047Requirements for plans offered to small employers—Definitions.
HTMLPDF 48.21.050Standard provisions required.
HTMLPDF 48.21.060The contract—Representations.
HTMLPDF 48.21.070Payment of premiums.
HTMLPDF 48.21.075Payment of premiums by employee in event of suspension of compensation due to labor dispute.
HTMLPDF 48.21.080Certificates of coverage.
HTMLPDF 48.21.090Age limitations.
HTMLPDF 48.21.100Examination and autopsy.
HTMLPDF 48.21.110Payment of benefits.
HTMLPDF 48.21.120Readjustment of premiums—Dividends.
HTMLPDF 48.21.125When injury caused by intoxication or use of narcotics.
HTMLPDF 48.21.130Podiatric medicine and surgery.
HTMLPDF 48.21.140Optometry.
HTMLPDF 48.21.141Registered nurses or advanced registered nurses.
HTMLPDF 48.21.142Chiropractic.
HTMLPDF 48.21.143Diabetes coverage—Definitions.
HTMLPDF 48.21.144Psychological services.
HTMLPDF 48.21.146Dentistry.
HTMLPDF 48.21.147Dental services that are not subject to contract or provider agreement.
HTMLPDF 48.21.148Denturist services.
HTMLPDF 48.21.150Dependent child coverage—Continuation for incapacity.
HTMLPDF 48.21.155Dependent child coverage—From moment of birth—Congenital anomalies—Notification of birth.
HTMLPDF 48.21.157Option to cover dependents under age twenty-six.
HTMLPDF 48.21.160Chemical dependency benefits—Legislative declaration.
HTMLPDF 48.21.180Chemical dependency benefits—Contracts issued or renewed after January 1, 1988.
HTMLPDF 48.21.190Chemical dependency benefits—RCW 48.21.160 through 48.21.190, 48.44.240 inapplicable, when.
HTMLPDF 48.21.195"Chemical dependency" defined.
HTMLPDF 48.21.197Chemical dependency benefits—Rules.
HTMLPDF 48.21.200Individual or group disability, health care service contract, health maintenance agreement—Reduction of benefits on basis of other existing coverages.
HTMLPDF 48.21.220Home health care, hospice care, optional coverage required—Standards, limitations, restrictions—Rules—Medicare supplemental contracts excluded.
HTMLPDF 48.21.223Prescribed, self-administered anticancer medication.
HTMLPDF 48.21.225Mammograms—Insurance coverage.
HTMLPDF 48.21.227Prostate cancer screening.
HTMLPDF 48.21.230Reconstructive breast surgery.
HTMLPDF 48.21.235Mastectomy, lumpectomy.
HTMLPDF 48.21.241Mental health services—Group health plans—Definition—Coverage required, when.
HTMLPDF 48.21.242Mental health treatment—Waiver of preauthorization for persons involuntarily committed.
HTMLPDF 48.21.244Benefits for prenatal diagnosis of congenital disorders—Contracts entered into or renewed on or after January 1, 1990.
HTMLPDF 48.21.250Continuation option to be offered.
HTMLPDF 48.21.260Conversion policy to be offered—Exceptions, conditions.
HTMLPDF 48.21.270Conversion policy—Restrictions and requirements—Rules.
HTMLPDF 48.21.280Coverage for adopted children.
HTMLPDF 48.21.290Cancellation of rider.
HTMLPDF 48.21.300Phenylketonuria.
HTMLPDF 48.21.310Neurodevelopmental therapies—Employer-sponsored group contracts.
HTMLPDF 48.21.320Temporomandibular joint disorders—Insurance coverage.
HTMLPDF 48.21.325Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.
HTMLPDF 48.21.330Nonresident pharmacies.
HTMLPDF 48.21.370Fixed payment insurance—Standard disclosure form.
HTMLPDF 48.21.375Fixed payment insurance—Benefit restrictions.
HTMLPDF 48.21.380Noninsurance benefits.
HTMLPDF 48.21.900Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

NOTES:

Irrigation district may contract for and pay premiums on group insurance for employees: RCW 87.03.160.
Minimum standards for disability policies may be promulgated by commissioner: RCW 48.18.120.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Policy dividends are payable to real party in interest: RCW 48.18.340.
Policy forms, execution, filing, etc.: Chapter 48.18 RCW.
Refusal to renew or cancellation of disability insurance: RCW 48.18.298, 48.18.299.
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