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RCWs
>
Title 19
>
Chapter 19.146
Complete Chapter
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RCW Dispositions
Chapter
19.146
RCW
MORTGAGE BROKER PRACTICES ACT
Sections
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19.146.005
Findings and declaration.
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19.146.010
Definitions.
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19.146.020
Exemptions from chapter.
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19.146.0201
Loan originator, mortgage broker
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Prohibitions
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Requirements.
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19.146.030
Written disclosure of fees and costs
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Rules
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Contents
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Lock-in agreement terms
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Excess fees limited.
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19.146.040
Written contract required
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Contract entered by loan originator binding on mortgage broker
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Written loan broker agreement required.
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19.146.050
Moneys for third-party provider services deemed in trust
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Deposit of moneys in trust account
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Use of trust account
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Rules
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Tax treatment.
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19.146.060
Accounting requirements.
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19.146.070
Fee, commission, or compensation
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When permitted.
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19.146.080
Borrowers unable to obtain loans
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Mortgage broker to provide copies of certain documents
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Conditions
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Exceptions.
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19.146.085
Duties
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Generally.
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19.146.095
Fiduciary duties.
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19.146.100
Violations of chapter
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Application of consumer protection act.
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19.146.103
Financial interest in a mortgage broker
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Prohibited practices.
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19.146.110
Criminal penalty.
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19.146.200
Mortgage broker or loan originator
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License required
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Suit or action for collection of compensation
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Designated broker required.
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19.146.205
License
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Application
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Applicant to furnish information establishing identity
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Background check
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Fee
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Bond or alternative.
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19.146.210
License
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Requirements for issuance
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Denial
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Validity
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Surrender
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Interim license
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Rules.
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19.146.215
Continuing education
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Rules.
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19.146.218
Informal settlement of complaints or enforcement actions
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Director's discretion.
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19.146.220
Director
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Powers and duties
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Violations as separate violations
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Rules.
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19.146.221
Action by director
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Hearing
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Sanction.
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19.146.223
Director
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Administration and interpretation.
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19.146.225
Director
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Rule-making powers.
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19.146.226
Director
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Licensing rules and interim procedures.
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19.146.227
Cease and desist order
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Action to enjoin and enforce.
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19.146.228
Fees
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Exception.
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19.146.230
Administrative procedure act application.
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19.146.233
Subpoena authority
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Application
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Contents
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Notice
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Fees.
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19.146.235
Director's authority to conduct investigations and examinations
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Rules
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Penalty.
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19.146.237
Director
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Powers under chapter
19.144
RCW.
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19.146.240
Violations
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Claims against bond or alternative.
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19.146.245
Violations
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Liability.
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19.146.250
Authority restricted to person named in license
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Exceptions.
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19.146.260
Registered agent for brokers without physical office in state
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Venue.
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19.146.265
Branch offices
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Fee
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Licenses
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Rules.
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19.146.300
Loan originator license
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Application
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Applicant to furnish information establishing identification
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Background check
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Fees
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Rules.
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19.146.310
Loan originator license
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Requirements for issuance
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Denial
—
Validity
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Expiration
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Surrender
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Interim license.
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19.146.320
Loan originator license
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Not assignable.
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19.146.325
Loan originator license
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Test.
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19.146.340
Loan originator applicants.
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19.146.350
Loan originators
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Continuing education
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Requirements.
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19.146.353
Residential mortgage loan modification services
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Written fee agreement
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Limitation on fees
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Rules.
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19.146.355
Third-party residential mortgage loan modification services providers
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Duties
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Restrictions.
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19.146.357
Mortgage loan originator
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License required
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Nationwide mortgage licensing system and registry.
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19.146.360
Director's duty
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Process to challenge information
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Nationwide mortgage licensing system and registry.
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19.146.370
Disclosure of information
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Privilege
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Confidentiality
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Exceptions.
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19.146.380
Director's authority to contract
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Records and fees.
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19.146.390
Mortgage brokers
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Call reports
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Licensing system and registry.
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19.146.400
Director's authority
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Violation and enforcement reporting.
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19.146.900
Short title.
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19.146.903
Effective dates
—
1994 c 33.
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19.146.904
Implementation of act
—
2006 c 19.
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19.146.905
Effective date
—
2006 c 19.
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