Chapter 19.146 RCW

MORTGAGE BROKER PRACTICES ACT

Sections

HTMLPDF 19.146.005Findings and declaration.
HTMLPDF 19.146.010Definitions.
HTMLPDF 19.146.020Exemptions from chapter.
HTMLPDF 19.146.0201Loan originator, mortgage brokerProhibitionsRequirements.
HTMLPDF 19.146.030Written disclosure of fees and costsRulesContentsLock-in agreement termsExcess fees limited.
HTMLPDF 19.146.040Written contract requiredContract entered by loan originator binding on mortgage brokerWritten loan broker agreement required.
HTMLPDF 19.146.050Moneys for third-party provider services deemed in trustDeposit of moneys in trust accountUse of trust accountRulesTax treatment.
HTMLPDF 19.146.060Accounting requirements.
HTMLPDF 19.146.070Fee, commission, or compensationWhen permitted.
HTMLPDF 19.146.080Borrowers unable to obtain loansMortgage broker to provide copies of certain documentsConditionsExceptions.
HTMLPDF 19.146.085DutiesGenerally.
HTMLPDF 19.146.095Fiduciary duties.
HTMLPDF 19.146.100Violations of chapterApplication of consumer protection act.
HTMLPDF 19.146.103Financial interest in a mortgage brokerProhibited practices.
HTMLPDF 19.146.110Criminal penalty.
HTMLPDF 19.146.200Mortgage broker or loan originatorLicense requiredSuit or action for collection of compensationDesignated broker required.
HTMLPDF 19.146.205LicenseApplicationApplicant to furnish information establishing identityBackground checkFeeBond or alternative.
HTMLPDF 19.146.210LicenseRequirements for issuanceDenialValiditySurrenderInterim licenseRules.
HTMLPDF 19.146.215Continuing educationRules.
HTMLPDF 19.146.218Informal settlement of complaints or enforcement actionsDirector's discretion.
HTMLPDF 19.146.220DirectorPowers and dutiesViolations as separate violationsRules.
HTMLPDF 19.146.221Action by directorHearingSanction.
HTMLPDF 19.146.223DirectorAdministration and interpretation.
HTMLPDF 19.146.225DirectorRule-making powers.
HTMLPDF 19.146.226DirectorLicensing rules and interim procedures.
HTMLPDF 19.146.227Cease and desist orderAction to enjoin and enforce.
HTMLPDF 19.146.228FeesException.
HTMLPDF 19.146.230Administrative procedure act application.
HTMLPDF 19.146.233Subpoena authorityApplicationContentsNoticeFees.
HTMLPDF 19.146.235Director's authority to conduct investigations and examinationsRulesPenalty.
HTMLPDF 19.146.237DirectorPowers under chapter 19.144 RCW.
HTMLPDF 19.146.240ViolationsClaims against bond or alternative.
HTMLPDF 19.146.245ViolationsLiability.
HTMLPDF 19.146.250Authority restricted to person named in licenseExceptions.
HTMLPDF 19.146.260Registered agent for brokers without physical office in stateVenue.
HTMLPDF 19.146.265Branch officesFeeLicensesRules.
HTMLPDF 19.146.300Loan originator licenseApplicationApplicant to furnish information establishing identificationBackground checkFeesRules.
HTMLPDF 19.146.310Loan originator licenseRequirements for issuanceDenialValidityExpirationSurrenderInterim license.
HTMLPDF 19.146.320Loan originator licenseNot assignable.
HTMLPDF 19.146.325Loan originator licenseTest.
HTMLPDF 19.146.340Loan originator applicants.
HTMLPDF 19.146.350Loan originatorsContinuing educationRequirements.
HTMLPDF 19.146.353Residential mortgage loan modification servicesWritten fee agreementLimitation on feesRules.
HTMLPDF 19.146.355Third-party residential mortgage loan modification services providersDutiesRestrictions.
HTMLPDF 19.146.357Mortgage loan originatorLicense requiredNationwide mortgage licensing system and registry.
HTMLPDF 19.146.360Director's dutyProcess to challenge informationNationwide mortgage licensing system and registry.
HTMLPDF 19.146.370Disclosure of informationPrivilegeConfidentialityExceptions.
HTMLPDF 19.146.380Director's authority to contractRecords and fees.
HTMLPDF 19.146.390Mortgage brokersCall reportsLicensing system and registry.
HTMLPDF 19.146.400Director's authorityViolation and enforcement reporting.
HTMLPDF 19.146.900Short title.
HTMLPDF 19.146.903Effective dates1994 c 33.
HTMLPDF 19.146.904Implementation of act2006 c 19.
HTMLPDF 19.146.905Effective date2006 c 19.